Purchase applications fell 7% in one week and sit 18% below last year with the 30 year at 7.41%. What that means for Scottsdale and Phoenix buyers, the payment math, and where the leverage is. Pillar Mortgage Group.
First time home buyer in Flagstaff AZ: Coconino County's 2026 FHA limit, why 3% conventional often wins at Flagstaff prices, VA, USDA near the city, CHAP facts to confirm, and Arizona steps. Pillar Mortgage Group.
First time home buyer in Tucson AZ: the 2026 Pima County FHA limit, down payments at Tucson prices, VA and USDA outside the city, Tucson and Pima program facts with a cost check, and steps. Pillar Mortgage Group.
First time home buyer in Chandler AZ: 2026 FHA and conforming limits at Chandler prices, FHA, 3% conventional and VA, the city's land trust program explained, and Arizona steps. Pillar Mortgage Group.
First time home buyer in Gilbert AZ: why the median home sits just above FHA's 3.5% down reach, 3% conventional vs FHA math, VA, HOA dues, assistance facts and Arizona steps. Pillar Mortgage Group.
First time home buyer in Mesa AZ: the 2026 Maricopa County FHA limit, FHA vs conventional at Mesa prices, VA, what assistance really applies, and Arizona buying steps. Pillar Mortgage Group.
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).